Loans that change lives

From Seth,

Kiva is the first and only existing option for you to make a loan to a unique microenterprise. No other organization offers the opportunity to loan - instead of, or in addition to, making a donation - to a real person and then get your money back. Furthermore, when you loan to a Kiva business, every dollar you loan goes to that business. Kiva is a very low-overhead organization that raises money offline to support its small budget. None of the money you loan goes to fund administrative costs.

http://www.kiva.org